The Main St Difference
As a small business ourselves, we understand what goes into small businesses and how financing can be applied to help them grow and evolve responsibly and sustainably. Serving small businesses in this manner is the essence of the small business and merchant cash advance industry.
Small Business Funding
There are times when every business has a need for a fast infusion of cash. A an opportunity arises, such as a great deal on products or services, that might help your business grow. Many times, these great deals are time-sensitive. They require that you close right away or lose the deal. If you do not have a lot of cash on hand, you may consider asking a bank for a loan. Unfortunately, bank loans are slow, and largely unavailable to businesses that are not multi-million dollar enterprises. Situations like these are where a small business funding solution may make sense…dollars and cents.
Main Street Finance Group is an experienced firm that helps business owners find alternative funding options to conventional commercial loans. While so-called “traditional bank loans” require assets, great credit scores, loads of paperwork, and a lot of time to process, our program is different. We can get our clients approved for a business cash advance within 24 hours and get them the cash they need in days. We also offer lines of credit, collateral loans, and equipment financing that have the same fast application process.
Advantages of working with Us
We can approve your company for a business cash advance in hours. In many cases we simply need a one page pre-qualifying application filled out and sent to us with the company’s last 3 months bank statements to find your company a deal. We use those numbers to determine the size of your business cash advance. It is truly that simple.
Cash In Your Bank In Days
Once you are approved and accept the terms, funding can take just a few days. We provide loans anywhere from $5,000 to $500,000
Bad Credit Is OK – The small business lending industry was adapted to assist companies that were too small to have assets or revenue to qualify for traditional bank loans. In much the same way, Main Street Finance Group appreciates that business owners with imperfect credit ratings still have successful, profitable businesses that can reasonably afford financing. Please contact us regardless of your credit rating and we will do our best to surprise you with what we find.
Collateral / No Collateral
We offer both asset-backed and non-asset-backed loans. This means that while we can help business owners use their real estate or large machine assets for collateralized loans, merchant cash advances do not take assets into account.
Another common but extremely complicated situation small businesses find themselves in is when they already have too much debt from prior business loans. While we can’t help everyone in this situation, if there is a way to affordably consolidate or pay-off existing business loans we will find it.
No Personal Guarantees
Large lenders make personal guarantees and assets are mandatory for business loans, but they’re not telling the whole story. The reality for most small business owners, even very successful ones, is that they simply can’t be expected to meet these requirements. The vast majority of the loans available today for small businesses are not asset-backed or require personal guarantees.
Flexible Pay Back Plans
Typically, if a business is lucky enough to be approved for a traditional loan they will be required to adhere to a pretty strict payment schedule. Our program can offer qualifying businesses a variety of options for payback, including daily & weekly ACH payments. Payment schedules can vary anywhere from 60 days to up to 18 months or more. In some cases there are also rewards for early pay-offs. We also work regularly with businesses that are dealing with emergency funding situations or are seasonal and will always take that into account when finding them an offer that is right for them.
Freedom with Funding
Most merchant cash advances and other funding programs we offer do not put any restrictions on how companies use their funds.
Experienced, Friendly Service
We pride ourselves on our great customer service. We treat everyone who contacts us with respect. We’re business owners too. We understand what it takes to succeed as one. If your business is looking into getting funding, choose us for great products and industry-leading customer care.
If have any questions about the loans we offer and how to begin the application process, please do not hesitate to contact us either by Email, phone (866) 739-5558,
or using this contact form.